Howard Davies has been Chairman of the NatWest Group (formerly Royal Bank of Scotland) since 1 September 2015. Previously, Howard was Chairman of the Phoenix Group between October 2012 and August 2015. He chaired the UK Airports Commission from 2012-15 and was the Director of the London School of Economics and Political Science from 2003 until May 2011. Prior to that appointment Howard chaired the UK Financial Services Authority, then the single regulator for the UK financial services sector, from 1997 to 2003.

Howard was the Deputy Governor of the Bank of England from 1995-97, after three years as the Director General of the Confederation of British Industry. Earlier in his career he worked in the Foreign and Commonwealth Office, including two years as Private Secretary to the British Ambassador in Paris, the Treasury, McKinsey and Co, and as Controller of the Audit Commission.

Howard has been a Professor in Practice at the French School of Political Science in Paris (Sciences Po) since 2011. He teaches courses in financial regulation, and central banking to masters students.

He is a member of the Regulatory and Compliance Advisory Board of Millennium Management LLC, a New York-based hedge fund. He has been a member of the International Advisory Council of the China Banking Regulatory Commission since 2003 and in 2012, was appointed Chairman of the International Advisory Council of the China Securities Regulatory Commission.

Howard became Chairman of Inigo Limited on 1 December 2020.

Professor of economics, in the years of 2017-2019, rector of Vistula University in Warsaw. Chief economic advisor to PwC Poland, member of the National Development Council at the President of the Republic of Poland. Former head of the team of economic advisors to President Aleksander Kwasniewski, member of the National Development Council of President Lech Kaczyński and Government Economic Council of the Prime Minister Donald Tusk, chairman of the Board of Trustees of the National Museum in Warsaw. From 2017, Vistula University professor.

During his scientific activity, he has been dealing with macroeconomics, growth theory and European integration. Author of 12 books and over 200 scientific publications in the field of economics, finance and international relations.

Teaching/research interests:
● macroeconomics;
● economic transformation;
● European integration and euro area issues;
● economic development and economic policy of Poland

SSA Michael Birley joined the FBI in March, 2005. His first office assignment was the New York Field Office where he was placed on a Health Care Fraud Task Force. During that assignment, he investigated subjects of health care violations including government sponsored programs and privately sponsored programs.

In 2007, SSA Birley was transferred to an Economic Crimes Squad where he investigated subjects of mail and wire fraud, bank fraud, identity theft, intellectual property crimes, health care fraud and money laundering. SSA Birley brought several cases to trial in the Southern District of New York and was successful in gaining convictions in all of them.

In 2022, SSA Birley was promoted to the Money Laundering, Forfeiture and Bank Fraud Unit at FBI Headquarters in Washington DC. Currently, SSA Birley is the Program Manager for the North Central Region in the Money Laundering Unit where he oversees undercover operations, provides training and case support for operational travel among other functions.

SSA Birley also serves as the FBI liaison to the Financial Action Task Force (FATF). SSA Birley is a graduate of St. John’s University in New York and holds a BS in Finance. Prior to joining the FBI, SSA Birley worked as a Fraud Investigator for a large private insurance carrier in New York.

The Vice President of the ICA, Pekka leads on developing Industry partnerships and academic and assessment standards. He works globally across public and private sectors with financial institutions, fin tech and reg tech companies, regulators, law enforcement and inter-governmental bodies sharing best practice and trends in managing financial crime and compliance risk. As such he has a unique perspective on the current and future landscape.

He has a wealth of experience in industry, including roles as Money Laundering Reporting Officer for a multinational financial services firm and Head of Financial Crime of a division of a major UK bank. These roles involved managing AML, sanctions and fraud risk.

A qualified lawyer he has also conducted prosecutions for tax evasion and provided legal advice in respect of organized crime groups, complex frauds and corporate tax evasion.

Shilpa is the Senior Director - Anti-Financial Crime Portfolio Solutions for ACAMS where she is responsible for the development of anti-financial crime solutions for ACAMS clients. Shilpa partners with CCOs, COOs and Heads of AFC functions in regulated entities to enable holistic learning, bespoke engagement, best practices and preparing the landscape for AFC professionals of the future. Shilpa represents ACAMS by leading roundtables, speaking at select major industry events, participating in think tanks and proactively engaging with industry practitioners

Shilpa is an industry expert in financial crime prevention and AFC technologies in the financial services sector. She has a strong understanding of risk frameworks, control environments and automation. She is highly regarded for her ability to deliver large scale culture change, technology transformation and financial crime prevention. In her previous roles Shilpa was accountable for all areas of financial crime prevention including KYC/ CDD, customer screening, payment screening, transaction monitoring, customer risk assessment and assurance. She led organisations through the implementation of AML/ CTF and ABC policies, advisory on high risk onboarding, training and communication and risk assessments.

Shilpa joined ACAMS as Anti-Money Laundering Director for Europe, Middle East, and Africa in Jan 2020. Previously, Shilpa was the Head of Financial Crime Prevention for the Retail and Business Bank in Santander UK. She also held leadership roles in Barclays in financial crime prevention, governance and controls and led large transformation programmes.

Dr Ashley Daniel Varghese, Regional Manager, National Crime Agency is a law enforcement, academic, legal and grassroots professional who, over 22 years, has pioneered and implemented several successful strategies and systemic change solutions for countries to deal with the growth of organised crime with a focus on tackling human trafficking, child sexual exploitation and abuse and vulnerability-based violence. The National Crime Agency leads the UK's fight to cut serious and organised crime, protecting the public by disrupting and bringing to justice those serious and organised criminals who pose the highest risk to the UK.

Joshua is a Technical Advisor and Critical Case Lead at the Charity Commission for England and Wales (‘the Commission’).

The Commission is a non-Ministerial government department and the civil regulator for charities in England and Wales. The Commission regulates over 168,000 charities with an income of £81 billion.

Joshua’s role includes him leading on the Commission’s most serious, complex, and high-risk casework. This includes conducting and overseeing a diverse range of investigations involving financial, safeguarding, and terrorist abuse.

Joshua will provide delegates with an overview of the Commission’s work in identifying, disrupting and preventing abuse of the charitable sector. He will give an insight into his role, as well as present case studies where the Commission has exercised its quasi‑judicial powers to protect the sector.

Joshua has worked in the UK Civil Service for 17 years in a variety of roles, including overseas work. He is an Accredited Counter Fraud Specialist, and expert on combatting terrorist financing abuse in the charity sector.

Sebastian is the AML senior specialist and trainer. In 2014 he has joined RBS and since then he is involved in customer due diligence, building guidance’s/procedures, providing newsletters and training people in AML matters. Privately interested in finances, investing and tech. His vast banking experience combined with multiple AML processes enables him to understand risks and contribute to Financial Crime prevention awareness.

Magda joined Royal Bank of Scotland as an analyst in 2012. Over the years she has been working within numerous departments, getting to know particulars behind various CDD-related processes and building her professional skill set. Being a part of a full lifecycle of a Customer, she got to know lively environment of on-boarding, risks and the specifics of their management while the relation lasts, and technicalities of its end.
For the past few years in Natwest she has been thrilled to lead several teams – consisting of trainers, exceptional specialists, dedicated analysts. Always eager to understand others’ perspectives and learn more and more!

Neil is a Senior Manager in the Financial Crime Unit in PwC and has over 15 years of experience in the area of compliance specialising in KYC and AML. He is currently responsible for quality on a multinational KYC remediation project and is running the team of subject matter experts. He joined PwC in May 2019. Before joining PwC, Neil worked in compliance functions in a number of international law firms including managing AML teams, leading on multi-jurisdictional client set up as well as being involved in a number of projects implementing software solutions.

Michael is experienced in sanitising and disseminating suspicious activity report (SAR) intelligence for use in investigations overseas and has specialised knowledge of how SARs are exploited by UK and global law enforcement. Michael is currently a Senior Officer on the UKFIUs Reporter Engagement Team. The team is responsible for ensuring high quality SARs are submitted into the UK’s SAR regime that provide lines of enquiry, victim safeguarding and asset seizure opportunities for law enforcement partners.

Zeynep is an AML/ KYC compliance professional with legal & regulatory qualifications and has 16 years of experience in a wide range of remediation projects. Since joining PwC as a Director, Zeynep has been the Global Director of Quality Assurance (QA), Quality Control (QC), Policy and Training for large scale KYC remediation projects at a global banks. Zeynep acts as a strategic business partner, who both consults at MD level and also manages the operational engagement. Zeynep also provides advisory guidance on policy, it’s application as well as insight into dealing with regulators.

Zeynep is a qualified Barrister and holds a Level 6 Diploma (with Merit) in Investment Compliance (with a Combating Financial Crime specialism) from the Chartered Institute of Securities and Investments (CISI).

Podkomisarz Robert Koniuszy od 6 lat sprawuje funkcję oficera prasowego. Posiada ponad 26-letnie doświadczenie w zakresie bezpieczeństwa i przeciwdziałania przestępczości w rożnych jego obszarach a także w kontaktach z mediami. Autor i realizator programu profilaktycznego, którego głównym celem było przeciwdziałanie uzależnieniem wśród dzieci i młodzieży. Przez kilka lat aktywnie zajmował się tą tematyką, także w Komendzie Głównej Policji współpracując z wieloma organizacjami rządowymi i pozarządowymi działających w zakresie bezpieczeństwa publicznego.
Absolwent Wydziału Prawa i Administracji Uniwersytetu Warmińsko-Mazurskiego, gdzie ukończył studia magisterskie w zakresie bezpieczeństwa wewnętrznego.

Główny specjalista w Departamencie Informacji Finansowej Ministerstwa Finansów.
Departament realizuje zadania nałożone na Generalnego Inspektora Informacji Finansowej i wraz z Generalnym Inspektorem tworzy polską jednostkę analityki finansowej.

Karol Wojtczak is a graduate of Law at Warsaw University and a Head of Transaction Monitoring Operations in ING Hubs. He is also an adjunct professor at Kozminski University in Warsaw, where he leads Compliance and AML Postgraduate Studies.
In the past 15 years, Karol served global banks in building shared services functions for AML investigations at the regional and global level. His experience includes building and managing functions and sites, global processes standardization, change management and change control as well as process optimization and delivery of automations in AML investigations processes. Karol also holds a diploma in AML of International Compliance Association and is a Co-Chair of ACAMS Poland Chapter since 2018.